Applied Concepts Financial Services
ABOUT
Our firm specializes in helping clients protect the assets they have worked hard to accumulate throughout their life. Making the transition from work to retirement can be daunting. By using a Retirement Designed Money Management System emphasizing low risk and low volatility we help secure and protect your retirement funds. Our strategies integrate social security and tax analysis as well as products and programs to insure your financial future. Our goal is to protect your funds and making sure you have sufficient income for life. We believe that the best way to make money is not to lose money.
Peter Vlahakis
Founder and Principal
Peter is a knowledgeable nationally cited retirement planner, having been cited on ABC,FOX, NBC, CBS and CNN.
Peter has over three decades in accounting and financial services. After earning his degree in Accounting from San Diego State University, Peter spent the next seven years in public accounting followed by five years as Controller and Chief Financial Officer of an engineering firm. In 1986, he was a founding partner becoming CEO of a financial services firm that evolved into Applied Concepts Financial Services. Peter designs and helps implement custom tailored retirement, estate and business transition strategies for individual clients and business owners.
Peter has designed proprietary financial programs as well as a specialty product that was offered nationally by a major international insurer.
LET'S MEET
If you are nearing or in retirement we offer a complimentary portfolio review and risk analysis. Most are unaware of their risk exposure. We make sure that your portfolio risk exposure matches your risk tolerance level. You can reach us through the "Contact Us" page to schedule a complimentary consultation or feel free to call us at 800-794-6090.
Investment Advisory Services offered through Horter Investment Management, LLC., a SEC Registered Investment Advisor. Horter Investment Management, LLC does not provide legal or tax advice. Investment Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Peter Vlahakis and Applied Concepts Financial Services. Securities transactions for Horter Investment Management clients are placed through AXOS advisory services, Charles Schwab & Company and Nationwide Advisory Solutions.
Your investment advisor may recommend third-party money managers who utilize investment strategies designed to minimize portfolio volatility and reduce the risk of declines in account values. Low Risk or Low Volatility strategies are generally defined as strategies that have a 10-year maximum drawdown of less than 10%. Like any other investment strategy, this approach entails risks, including the risk that client accounts can still lose value and the risk that a defensive position may, at any given point in time, prevent client accounts from appreciating in value.