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Peter Vlahakis
Founder & Principal
Investment Advisor Representative
with Horter Investment Management

Peter is a nationally cited retirement expert, having been cited on ABC,FOX, NBC, CBS and CNN.  

 

Peter has over three decades in accounting and financial services.  After earning his degree in Accounting from San Diego State University, Peter spent the next seven years in public accounting followed by five years as Controller and Chief Financial Officer of an engineering firm.  In 1986, he was a founding partner becoming CEO of a financial services firm that evolved into Applied Concepts Financial Services.  Peter designs and helps implement custom tailored retiirement, estate and business transition strategies for individual clients and business owners.  

 

Peter has desinged proprietary financial programs as well as a specialty product that was offered nationally by a major international insurer.

Richard Stone
Director of Marketing

Rich has over 35 years of combined business and financial experience.  After receiving a Bachelor's degree from UC Berkeley, he taught school for three years before forming a company to service the financial needs of educators and business communities.  Rich relocated to Newport Beach where he continued specializing in the 403b and retirement planning marketplace.  In conjunction with retirement planning, Rich has developed and implemented very creative and successful marketing campains.


Steve Schultz
Employee Benefits Specialist

Steve has been designing and implementing employer and individual benefit programs for over 30 years.  He specializes in the medical, dental and group benefit programs such as group disability and group life.  Steve is also designs Medicare and Covered California programs. He structures and implements employee benefit packages for small to medium size business as well as servicing the needs of individual clients.

Investment Advisory Services offered through Horter Investment Management, LLC., a SEC Registered Investment Advisor.  Horter Investment Management, LLC does not provide legal or tax advice.  Investment Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Peter Vlahakis and Applied Concepts Financial Services.  Securities transactions for Horter Investment Management clients are placed through AXOS advisory services, Charles Schwab & Company and Nationwide Advisory Solutions.

Your investment advisor may recommend third-party money managers who utilize investment strategies designed to minimize portfolio volatility and reduce the risk of declines in account values.  Low Risk or Low Volatility strategies are generally defined as strategies that have a 10-year maximum drawdown of less than 10%.   Like any other investment strategy, this approach entails risks, including the risk that client accounts can still lose value and the risk that a defensive position may, at any given point in time, prevent client accounts from appreciating in value.

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